‘Complicated and Interesting Questions Motivate Us’

‘Complicated and interesting questions motivate us’ 
Emma Gottesman, head of Data Analytics

As head of Data Analytics, Emma supervises 60 driven analysts and data engineers. Her team collects data from the past 20 years from every corner of the bank. By organizing, analyzing and preparing the data, they create reliable building blocks for models that can be used to predict the future.

“There are a lot of ways to look at data and give it meaning. To us, the data means the banks, clients, and their financial behavior. We look back in time to study it, and then we use it to predict how clients will behave in the future. That way, we can provide loans that are reasonable and scrutinized, and that present responsible risks.”

A box of apples or oranges?

“Data from 20 years ago looks different from today’s data. There are other files and structures, names, currencies, etcetera. That’s where our craftsmanship comes in. We take the past and make it look like the present, then use it to predict the future. To do that, we have to know the business and the bank very well. We also need a sense for data. You can’t just initiate an SQL query and ...


Read More on Datafloq